Often, people tell the difference between a man and a woman by their physical appearance. An ideal woman is more emotional, compassionate, manipulative, and understanding, and observant than men. Whereas ideal men are perceived to be more stubborn, thrill-seeking, self–centered, aggressive, irrational than women. Considering these differences, do males and females think and react differently from each other? Does the difference between men and women impact the choices they make? If so, can financial decisions be one of those choices?
My mother in-law and father share different views on financial concerns. My mother in-law believes you should save for the “unknowing”. My mother in-law told me, “It is smart to be prepared than to be miserable.” My father believes you should spend money, while you have it, or you “lose out.” My father loves to say ” Work …no pleasure… I am not in jail…and I sure ain’t gonna act like it either.” What are some possible reasons they don’t agree? Would you say my mother in-law is too cautious? Would you say my father is being too irresponsible?
Could it be that women have a need to feel financially secured? Is it the fact women are natural care-givers, so, they do not only think about themselves? Are men so sure of themselves, they do not have any reason to look past the present? Could it be said it is just another way to live a life “on the edge?” Does differences between gender have an affect on a person’s view on saving money?

